Phillip Pak
Phillip Pak
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AMEX Gold vs. Chase Sapphire Preferred | Which Card Actually Gives You More Value?
We are putting two of the most popular cards in the credit card world and look at each individual component that gives the user the greatest value.
We split the cards into five sections, the sign up bonus, the card multipliers, the main benefits, the protections and the transfer partners.
Let's see which card reigns supreme and why its the Chase Sapphire Preferred card lol.
3 Days Left For 75,000 Points:
www.referyourchasecard.com/19m/MCY5DH7UPH
Subscribe for more credit card, personal finance and travel hacking videos:
ua-cam.com/channels/X7p99VD5VwkOcRhMLz4-ew.html
0:00 Intro
0:22 Round 1: Sign Up Bonus
3:25 Round 2: Point Multipliers
6:37 Round 3: Main Benefits
8:54 Round 4: Protections
11:09 Round 5: Transfer Partners
12:59 Who Reigns Supreme!?!?
Referral Links:
1. Marcus by Goldman Sachs (5.15% APY - Grow Your Money): www.marcus.com/share/PHI-IEI-8H1S
2. Simple Monthly Budget Template Digital Download Canva - Etsy:
www.etsy.com/listing/1468745293/simple-monthly-budget-template-digital
3. Capital One Venture X - 75,000 Bonus Pts. + $400 Travel Credits:
www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV7L36MU&customerName=Phillip&programCode=3014&pId=923812&oC=COFR58RSsw
4. BILT card for earning points on rent (no sign up bonus) - my favorite card of all time:
bilt.page/r/YW3O-L4BG
5. Chase Sapphire Preferred Credit Card 80,000 Points:
www.referyourchasecard.com/6m/MNPUO893V5
6. IHG premier card (should be 140,000 points):
www.referyourchasecard.com/210a/7NKI8GFAHO
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“Phillip Pak is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.” (source: Section 5)
Subscribe if you like content like this! I aim to get you the best credit card news as soon as it hits the world.
Переглядів: 1 020

Відео

Is The Capital One Venture X Card Honestly Worth It In 2024? | My One Year Review On The Venture X
Переглядів 1,4 тис.День тому
It seems like everyone is talking, has talked, and will continue to talk about the Venture X card. It is an extremely popular card but is it truly worth the hype? Let's take a look at the absolute value you get from this card by looking at the sign up bonus, the main benefits and protections, the point multipliers and the travel portal Capital One offers! Get the card for yourself: www.capitalo...
Is The AMEX Platinum Card Worth It In 2024? | My Honest Review Of The American Express Platinum Card
Переглядів 2,4 тис.21 день тому
150,000 AMEX Points: americanexpress.com/en-us/referral/platinum-card?ref=PHILLpCxc9&XL=MIMNS The American Express Platinum card has to be the most popular credit (charge) card in all the land. It's annual fee is literally $700 a year which begs the question, is this actually worth it? In this video we go over the sign up bonus, the main benefits, the protections, point multipliers and lounge a...
It's BACK! 85,000 Ultimate Rewards Points | Is The Chase Sapphire Preferred Still Worth It In 2024?
Переглядів 3,2 тис.Місяць тому
Get the card yourself (only if it's 75,000 points): www.referyourchasecard.com/19n/E971VP48V9 The Chase Sapphire preferred is officially back with its high sign up offer of 85,000 Ultimate Rewards Points which could be used to redeem a ton of free travel! In this video we'll be going over if the Preferred card is worth it or not. We'll take an objective look at the main benefits, the protection...
BILT Tutorial | How To Pay Rent Using The BILT Mastercard (2024 Edition) | BILT Card Tips
Переглядів 3 тис.Місяць тому
Get the BILT mastercard: bilt.page/r/YW3O-L4BG Getting a new credit card can be confusing. Especially a card like the BILT mastercard where you have to set up the rent payments correctly. In this video, we take you through the 3 methods of paying rent through the BILT mastercard app: pay by check, pay online and venmo. We'll also go over how to transfer points, how to book travel and the rest o...
Chase Sapphire Reserve Review: No More Priority Pass Select | The Card Chase Keeps Ruining…
Переглядів 7 тис.Місяць тому
The ONE thing that made the Chase Sapphire Reserve special was its Priority Pass Select membership. This allowed you free food at the restaurants at select airports up to $60 for you and your partner. Now that it's going away later this year, is the card still worth it? Watch the video to see my honest review of the card! Chase Sapphire Preferred: www.referyourchasecard.com/19m/MCY5DH7UPH 0:00 ...
Is The AMEX Gold Card Still Worth It In 2024? | Honest Review Of The American Express Gold Card
Переглядів 14 тис.2 місяці тому
Everyone talks about the American Express Gold Card but is it actually still worth getting the card in 2024? In this video we go over the current sign up bonus, the main benefits the card has to offer, the point multipliers and the protections. Despite what the card has to offer, is it really worth paying $250 for the card? Watch the video and find out! 90,000 Membership Reward Point Offer: www...
BILT Mastercard Review: Why The BILT Mastercard Is The Best Card Of 2024
Переглядів 1,5 тис.3 місяці тому
Get the BILT card for yourself: bilt.page/r/YW3O-L4BG When I think of the BILT Mastercard, I think of a company that has a customer first approach. With crazy transfer bonuses, unique earning potentials and rent day challenges, BILT has easily become one of the best cards, if not THE best card of 2024. Get the BILT card for yourself: bilt.page/r/YW3O-L4BG 0:00 Intro 0:09 Reason 1: Earn Points O...
When To Pay Off Your Credit Card Bill (There's Only Two Dates You Need To Be Aware Of)
Переглядів 2 тис.8 місяців тому
Ever wondered which date you need to pay off your credit card bill? In this video we go over your statement closing date and your payment due date and how these two dates affect your credit score drastically. Subscribe for more credit card, personal finance and travel hacking videos: ua-cam.com/channels/X7p99VD5VwkOcRhMLz4-ew.html Referral Links: 1. Marcus by Goldman Sachs (5.15% APY - Grow You...
Why you're probably wasting your credit card points...
Переглядів 3159 місяців тому
Ever wonder why people are so obsessed about credit card points? Well the reason is because it provides so much free travel. You literally get business class flights for a fraction of the cost and its a pretty realistic way to travel the world in luxury without luxury prices. In this video we go over how to absolutely maximize credit card points and how to book business class flights so you can...
How To Get MAXIMUM Value From AMEX Points | How To Book Business Class Flights With AMEX Points FREE
Переглядів 2,4 тис.9 місяців тому
Have AMEX Membership Rewards points but don't know what to do with them? In this video we go over how to redeem these points for maximum value and how to get business class seats all around the world for a fraction of the cost. I'm here to help you book business class seats with no cost out of your pocket. Type in some travel destinations and I'd be more than happy to find the best redemption v...
Absolute Best Beginner Credit Cards | Don't Start Off With Bad Cards | Why Credit Is So Important
Переглядів 7919 місяців тому
Looking to start your credit journey? Then this is definitely the video for you. These are the absolute 3 best credit cards that you can get if you want to start off your credit journey strong. They give you awesome rewards, points earning opportunities and they come with $100-$200 in sign up bonuses! Here are the links to each of these cards: Discover It Miles ($100 When You Sign Up!!): refer....
Is The AMEX Platinum Card Still Worth It In 2023? | Is It Worth The $695 Annual Fee?
Переглядів 1 тис.10 місяців тому
Is The AMEX Platinum Card Still Worth It In 2023? | Is It Worth The $695 Annual Fee?
How To Open a ROTH IRA Using Fidelity In 2023 | Why You Should Open a ROTH IRA Now | ROTH IRA Rules
Переглядів 18 тис.10 місяців тому
How To Open a ROTH IRA Using Fidelity In 2023 | Why You Should Open a ROTH IRA Now | ROTH IRA Rules
American Express Platinum Card Vs. Chase Sapphire Reserve | Which Card Gives More Value In 2023?
Переглядів 13 тис.10 місяців тому
American Express Platinum Card Vs. Chase Sapphire Reserve | Which Card Gives More Value In 2023?
Capital One Venture X Hacks | Venture X Main Benefits | How To Maximize Capital One Venture X Card
Переглядів 2,3 тис.11 місяців тому
Capital One Venture X Hacks | Venture X Main Benefits | How To Maximize Capital One Venture X Card
Is The Capital One Venture X Card Worth It In 2023? Capital One Venture X Card Benefits
Переглядів 3,6 тис.11 місяців тому
Is The Capital One Venture X Card Worth It In 2023? Capital One Venture X Card Benefits
BILT Tutorial | How To Pay Rent Using The BILT Card | Why BILT Is The Best 2023 | BILT Card Review
Переглядів 20 тис.11 місяців тому
BILT Tutorial | How To Pay Rent Using The BILT Card | Why BILT Is The Best 2023 | BILT Card Review
Is the Chase Sapphire Preferred Card Still Worth It In 2023? (Chase Sapphire Preferred Benefits)
Переглядів 60511 місяців тому
Is the Chase Sapphire Preferred Card Still Worth It In 2023? (Chase Sapphire Preferred Benefits)
Is the AMEX Gold Card Still Worth It In 2023? (AMEX Gold Card Review | AMEX Hidden Benefits)
Переглядів 1,5 тис.Рік тому
Is the AMEX Gold Card Still Worth It In 2023? (AMEX Gold Card Review | AMEX Hidden Benefits)
Budgeting is key to wealth building #fire #financialfreedom #financialliteracy #
Переглядів 296Рік тому
Budgeting is key to wealth building #fire #financialfreedom #financialliteracy #
Demon Slayer Bento Box Recipe | Healthy Asian Meal Prep
Переглядів 6 тис.2 роки тому
Demon Slayer Bento Box Recipe | Healthy Asian Meal Prep
FIRST VLOG EVER | Mexican Food w/ Anna Lee | British vs. American Terms
Переглядів 1,8 тис.2 роки тому
FIRST VLOG EVER | Mexican Food w/ Anna Lee | British vs. American Terms
Minimalist Meal Prep | Bulgogi Recipe | $4.14 PER MEAL
Переглядів 12 тис.2 роки тому
Minimalist Meal Prep | Bulgogi Recipe | $4.14 PER MEAL
Minimalist Meal Prep | Chicken Adobo | $2.37 PER MEAL
Переглядів 7 тис.2 роки тому
Minimalist Meal Prep | Chicken Adobo | $2.37 PER MEAL
Minimalist Meal Prep | Hainan Chicken Rice | $1.80 Meal Prep
Переглядів 17 тис.2 роки тому
Minimalist Meal Prep | Hainan Chicken Rice | $1.80 Meal Prep
12 Krispy Kreme Donut Mukbang | THANKS FOR SUBSCRIBING!
Переглядів 1,1 тис.2 роки тому
12 Krispy Kreme Donut Mukbang | THANKS FOR SUBSCRIBING!
Minimalist Meal Prep | Kimchi Fried Rice Recipe | $2.68 PER MEAL
Переглядів 7 тис.2 роки тому
Minimalist Meal Prep | Kimchi Fried Rice Recipe | $2.68 PER MEAL
The BEST Cauliflower Fried Rice Recipe | Keto Cauliflower Fried Rice | How To Make Cauliflower Rice
Переглядів 2,2 тис.2 роки тому
The BEST Cauliflower Fried Rice Recipe | Keto Cauliflower Fried Rice | How To Make Cauliflower Rice
Ground Beef Bulgogi | Bulgogi Bowl Recipe | Healthy Korean Food
Переглядів 5 тис.2 роки тому
Ground Beef Bulgogi | Bulgogi Bowl Recipe | Healthy Korean Food

КОМЕНТАРІ

  • @gutentag5301
    @gutentag5301 5 годин тому

    Fluids in anime vs reality Wait.....

  • @JazzyRock-li8wk
    @JazzyRock-li8wk 16 годин тому

    Please give a xopay payment app review

  • @bjbraunlich
    @bjbraunlich 2 дні тому

    Still keeping my reserve card. :)

  • @goneill1222
    @goneill1222 2 дні тому

    try peanut butter powder!!! saves on calories if you're cutting

  • @NerdyBird99
    @NerdyBird99 2 дні тому

    I agree, glad I have both!

  • @willrintool3700
    @willrintool3700 4 дні тому

    Your $10,000 spend comparison is a bit misleading. Unless all $2,000 spent on the gold card was flights it’s not 3x points. CSP covers all travel, gold does not.

    • @Phillpak
      @Phillpak 4 дні тому

      Totally understand what you mean here. I just wanted a number by number comparison to make it simple so I just put it as a broad travel category, should’ve said flight to flight comparison here. Thanks for catching that

  • @dhoendroobtv4482
    @dhoendroobtv4482 4 дні тому

    What if I replace coco milk to cream

  • @Digitalknifeparty
    @Digitalknifeparty 4 дні тому

    I just confirmed with my local Chase branch today (6/11/24) regarding Chase offering an additional 10k pts (85K total) if you apply for the CSP in branch.

    • @Phillpak
      @Phillpak 4 дні тому

      Hell yeah so happy for you man! Yes, in branch offers are 85,000 rn!

  • @alexxisquidilla4928
    @alexxisquidilla4928 5 днів тому

    Woah! Information like this exist! Thanks man 🙌🏼

    • @Phillpak
      @Phillpak 4 дні тому

      Thank you!! Appreciate you!

  • @cathynguyen8406
    @cathynguyen8406 5 днів тому

    Wow your voice is so soothing

    • @Phillpak
      @Phillpak 4 дні тому

      HEHEHEHE THANKSSS

  • @SakshamBhatla
    @SakshamBhatla 5 днів тому

    When I open the link it’s a 100k referral not 150k

  • @PetersonBlanc
    @PetersonBlanc 5 днів тому

    great video, now I am curious, if you can add additional users to the card, and if so how?

  • @Phillpak
    @Phillpak 5 днів тому

    75,000 it’s still here via referral! www.referyourchasecard.com/19n/HTDM8HSOMQ

  • @AspireFitnessRH
    @AspireFitnessRH 5 днів тому

    Such an informative video. Thanks!

    • @Phillpak
      @Phillpak 4 дні тому

      Thank you for watching!

  • @jeancarloferreira9770
    @jeancarloferreira9770 6 днів тому

    Can I use bilt to have the rent payment taken out of my capital one venture card and still not pay any fees? Or do I need to have the bilt Mastercard?

  • @tylerjustice7644
    @tylerjustice7644 9 днів тому

    What all positions do you hold in your regular brokerage account?

  • @davidjamesdillon9471
    @davidjamesdillon9471 10 днів тому

    Thanks Phillip! I already got the venture x card at the beginning of May but you have put a HEAVIER confirmation on why I got the card to begin with listening to you break down ALL of the card benefits. Great Job!!!

    • @Phillpak
      @Phillpak 10 днів тому

      Super thankful for the kind words man. Seriously happy I can help!

  • @kevinfox9535
    @kevinfox9535 10 днів тому

    Heart attack and cholesterol 😂

  • @texroy1644
    @texroy1644 12 днів тому

    Solid travel card. I've also used their travel portal for flights and hotel bookings. Their prices were pretty much the same on Google flights and Agoda. I absolutely get value from this card. We've had Amex offers but defer as the cost, credits and lounges dont align with our everyday activity, home airport or travel plans.

  • @anthonywilliams9415
    @anthonywilliams9415 12 днів тому

    BILT app worked fine for 2 months. App stopped allowing payment for rent. 😡

    • @Phillpak
      @Phillpak 11 днів тому

      Contact the support number! They’re pretty efficient/helpful

  • @joshuapak5374
    @joshuapak5374 12 днів тому

    Thanks for info! Super helpful

    • @Phillpak
      @Phillpak 11 днів тому

      Thank you elder brother pak

  • @CathyNguyen-gx7jl
    @CathyNguyen-gx7jl 12 днів тому

    Love this card!

  • @cathynguyen8406
    @cathynguyen8406 12 днів тому

    Thanks for your priority pass 🥰

    • @Phillpak
      @Phillpak 12 днів тому

      Of course. Time for Hawaiiiii

  • @Deltoiddoctor
    @Deltoiddoctor 12 днів тому

    Such a in depth review. Appreciate the information

    • @Phillpak
      @Phillpak 12 днів тому

      I appreciate you. Sleepy Johann

  • @AspireFitnessRH
    @AspireFitnessRH 12 днів тому

    I think the fact that they give you free authorized users is what makes this the best card atm

  • @Creditcardnerd
    @Creditcardnerd 12 днів тому

    Right now.. but I think cvx is going to get de value and capital one will increase the annual fee in the future. They will nerf that card so bad.

    • @Phillpak
      @Phillpak 12 днів тому

      Yep I can totally see that happening with the trends of cc companies these days. Hopefully nothing changes!

  • @Phillpak
    @Phillpak 12 днів тому

    Get the Venture X Card: www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV7L36MU&customerName=Phillip&programCode=3014&pId=923812&oC=COFR58RSsw

  • @peaceatheart9788
    @peaceatheart9788 12 днів тому

    Does the 4x on dining apply to any restaurant or only specific ones?

    • @Phillpak
      @Phillpak 12 днів тому

      In my experience, any dining experience I’ve had (restaurant, take out, small business restaurant) has all worked for the 4x points!

  • @willferguson3956
    @willferguson3956 13 днів тому

    How do I know my roommate won’t have his Venmo account locked when I send him my portion of rent through Bilt?

  • @regib2246
    @regib2246 13 днів тому

    Some important restrictions in some of these rewards are conveniently forgotten

  • @JordanGoodOfficial
    @JordanGoodOfficial 14 днів тому

    I walked into a Chase branch today and got approved for the CSP! SO happy I got this card!

  • @Gvasdoksjl
    @Gvasdoksjl 15 днів тому

    Too much talk and there is not explanation online step by step.

    • @Phillpak
      @Phillpak 15 днів тому

      I actually super appreciate this feedback. Really wanted to go straightforward but I guess it was too much fluff. Will adjust for next video forsure!

  • @TheTubeMeister
    @TheTubeMeister 17 днів тому

    I have the gold and the cobalt. The best 1-2 punch.

  • @AKrossTheMindHypnotherapy
    @AKrossTheMindHypnotherapy 17 днів тому

    Sold! Thanks for a thorough review - super helpful!

  • @AnthonyLopez-di5vv
    @AnthonyLopez-di5vv 17 днів тому

    ok help me understand something please. there is a 10% penalty on withdrawing capital gains from the roth. However, unless you're low income, the taxes you would pay on literally *any* withdrawal from a taxable brokerage account will be at least 15%. So, aside from the yearly limit to contributions, is there really any reason to not max out a roth IRA no matter what else you're doing?

  • @CFLDumpsters
    @CFLDumpsters 17 днів тому

    We use ours for 5-6 large consistent business expenses and it’s paid for our vacations for 5 people every year we’ve had the card. Avg spend on card annually 200-250k

  • @yakemon
    @yakemon 18 днів тому

    Should have just used hot pepper paste and flakes instead of red rooster.

  • @jeevanjhitta6310
    @jeevanjhitta6310 18 днів тому

    Don’t get credit cards, it’s the fastest way to get yourself in debit, pay them off and burn the damn card! Cash is always king

    • @Digitalknifeparty
      @Digitalknifeparty 11 днів тому

      If you’re responsible and pay off the balance every month, you can utilize the benefits that come with using a credit card. Plus, it’s safer to use your credit card for online purchases than a debit card.

    • @290shawty
      @290shawty 5 днів тому

      I use to think this way until I went into a car dealership with no credit and they wanted me to put down 40% on a the vehicle. It's hard living without credit now I got my shit up over 770 all off free UA-cam videos. All You gotta pay that shit off every month. So I still treat it the same way as cash but now I'm benefiting from the credit card rewards

  • @bloodaonadeline8346
    @bloodaonadeline8346 19 днів тому

    with american cheese? Why? Just use cheddar.

  • @BharathKumarSampath
    @BharathKumarSampath 19 днів тому

    The link in the description is expired

  • @gporterjr
    @gporterjr 19 днів тому

    So the comment about using the Amex priority pass to enter the chase lounge is a bit deceptive. It is true; however, you can only access the lounge once for free. After that you do have to pay to enter.

    • @al16899
      @al16899 18 днів тому

      True, and I believe guests have to pay as well.

  • @hardlife507
    @hardlife507 20 днів тому

    Coupon card!!!

  • @JohnnyWalkerBlack142
    @JohnnyWalkerBlack142 20 днів тому

    I feel like lettuce shouldn’t be put near heat

  • @lisablack8391
    @lisablack8391 20 днів тому

    😮Noooooooo!

  • @Ricardo-bf6zj
    @Ricardo-bf6zj 21 день тому

    Why TF would anyone transfer to AA?

  • @TheZombaslaya
    @TheZombaslaya 22 дні тому

    Stuck in pop up jail on this card, I would have gotten it but I got the Sapphire Preferred instead a few days ago. I got a bunch of car repairs and a vacation to book so couldn't wait PUJ out. Hopefully I'll get bailed out soon.

    • @Phillpak
      @Phillpak 22 дні тому

      Man that sucks, especially when the sign up bonuses were so high. Hope you get out of it soon man.

    • @JazzyMarineVet
      @JazzyMarineVet 21 день тому

      Yeah that pop up jail is no fun. I have tried using different browsers and incognito mode....they are just haters sometimes

  • @dipsapkale6896
    @dipsapkale6896 23 дні тому

    It aint the one from the food wars the wrap should be made out of rice based on a thought that rice and karage is a match made in heaven and there no cheese no tomato

  • @APRNVJ
    @APRNVJ 23 дні тому

    I paid 2 x $100 United Travel bank a couple weeks ago, It worked. Got the credits back 4 days later for each transaction.

  • @gojinny4238
    @gojinny4238 23 дні тому

    For trip delay, do u have to book the flight with Amex platinum or can you book it with another card and you just have to have the card?

    • @Phillpak
      @Phillpak 23 дні тому

      Yep! One of their stipulations is that you have to book it through the platinum card

  • @cathynguyen8406
    @cathynguyen8406 23 дні тому

    Love the honesty you have about each perk! Keep up the great content

    • @Phillpak
      @Phillpak 23 дні тому

      Appreciate the kind words (: