- 146
- 3 250 087
Phillip Pak
United States
Приєднався 21 бер 2019
This is a channel focused on giving you the latest credit cards news and honest opinions on whether or not you should get certain credit cards. Financial freedom and personal finance is also a huge topic in this channel so make sure to subscribe if you're looking to reach that early retirement!
Absolute Best Hotel Credit Cards | How To Book Entire Trips On Points (Example Of Resort Stays)
You see hotel cards everywhere nowadays when walking into banks, when staying at resorts or on UA-cam just like this. So this video answers the question are they actually worth the hassle and the annual fee?
In this video, we go over the 3 best credit cards that I found personally gives you absolutely insane value and how you can leverage these points for entire trip stays like your honeymoon or big friend trip!
Link for the IHG Card: www.referyourchasecard.com/210m/1AU9OYKJN5
0:00 Intro
0:27 Card 1: IHG Premier One Rewards Card By Chase
5:10 Card 2: World Of Hyatt Card By Chase
7:23 Card 3: Hilton Honors Aspire Card By AMEX
12:22 Referral Links Will Be In The Bio!
Subscribe for more credit card, personal finance and travel hacking videos:
ua-cam.com/channels/X7p99VD5VwkOcRhMLz4-ew.html
Referral Links:
1. Marcus by Goldman Sachs (5.15% APY - Grow Your Money): www.marcus.com/share/PHI-IEI-8H1S
2. Simple Monthly Budget Template Digital Download Canva - Etsy:
www.etsy.com/listing/1468745293/simple-monthly-budget-template-digital
3. Capital One Venture X - 75,000 Bonus Pts. + $400 Travel Credits:
www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV7L36MU&customerName=Phillip&programCode=3014&pId=923812&oC=COFR58RSsw
4. BILT card for earning points on rent (no sign up bonus) - my favorite card of all time:
bilt.page/r/YW3O-L4BG
5. Chase Sapphire Preferred Credit Card 80,000 Points:
www.referyourchasecard.com/6m/MNPUO893V5
6. IHG premier card (should be 140,000 points):
www.referyourchasecard.com/210a/7NKI8GFAHO
Share this video with a friend:
Let’s connect:
Instagram -
Follow Me: phillpak_?hl=en
“Phillip Pak is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.” (source: Section 5)
Subscribe if you like content like this! I aim to get you the best credit card news as soon as it hits the world.
In this video, we go over the 3 best credit cards that I found personally gives you absolutely insane value and how you can leverage these points for entire trip stays like your honeymoon or big friend trip!
Link for the IHG Card: www.referyourchasecard.com/210m/1AU9OYKJN5
0:00 Intro
0:27 Card 1: IHG Premier One Rewards Card By Chase
5:10 Card 2: World Of Hyatt Card By Chase
7:23 Card 3: Hilton Honors Aspire Card By AMEX
12:22 Referral Links Will Be In The Bio!
Subscribe for more credit card, personal finance and travel hacking videos:
ua-cam.com/channels/X7p99VD5VwkOcRhMLz4-ew.html
Referral Links:
1. Marcus by Goldman Sachs (5.15% APY - Grow Your Money): www.marcus.com/share/PHI-IEI-8H1S
2. Simple Monthly Budget Template Digital Download Canva - Etsy:
www.etsy.com/listing/1468745293/simple-monthly-budget-template-digital
3. Capital One Venture X - 75,000 Bonus Pts. + $400 Travel Credits:
www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV7L36MU&customerName=Phillip&programCode=3014&pId=923812&oC=COFR58RSsw
4. BILT card for earning points on rent (no sign up bonus) - my favorite card of all time:
bilt.page/r/YW3O-L4BG
5. Chase Sapphire Preferred Credit Card 80,000 Points:
www.referyourchasecard.com/6m/MNPUO893V5
6. IHG premier card (should be 140,000 points):
www.referyourchasecard.com/210a/7NKI8GFAHO
Share this video with a friend:
Let’s connect:
Instagram -
Follow Me: phillpak_?hl=en
“Phillip Pak is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.” (source: Section 5)
Subscribe if you like content like this! I aim to get you the best credit card news as soon as it hits the world.
Переглядів: 1 108
Відео
AMEX Gold vs. Chase Sapphire Preferred | Which Card Actually Gives You More Value?
Переглядів 1,3 тис.День тому
We are putting two of the most popular cards in the credit card world and look at each individual component that gives the user the greatest value. We split the cards into five sections, the sign up bonus, the card multipliers, the main benefits, the protections and the transfer partners. Let's see which card reigns supreme and why its the Chase Sapphire Preferred card lol. 3 Days Left For 75,0...
Is The Capital One Venture X Card Honestly Worth It In 2024? | My One Year Review On The Venture X
Переглядів 1,9 тис.14 днів тому
It seems like everyone is talking, has talked, and will continue to talk about the Venture X card. It is an extremely popular card but is it truly worth the hype? Let's take a look at the absolute value you get from this card by looking at the sign up bonus, the main benefits and protections, the point multipliers and the travel portal Capital One offers! Get the card for yourself: www.capitalo...
Is The AMEX Platinum Card Worth It In 2024? | My Honest Review Of The American Express Platinum Card
Переглядів 3,2 тис.Місяць тому
150,000 AMEX Points: americanexpress.com/en-us/referral/platinum-card?ref=PHILLpCxc9&XL=MIMNS The American Express Platinum card has to be the most popular credit (charge) card in all the land. It's annual fee is literally $700 a year which begs the question, is this actually worth it? In this video we go over the sign up bonus, the main benefits, the protections, point multipliers and lounge a...
It's BACK! 85,000 Ultimate Rewards Points | Is The Chase Sapphire Preferred Still Worth It In 2024?
Переглядів 3,5 тис.Місяць тому
Get the card yourself (only if it's 75,000 points): www.referyourchasecard.com/19n/E971VP48V9 The Chase Sapphire preferred is officially back with its high sign up offer of 85,000 Ultimate Rewards Points which could be used to redeem a ton of free travel! In this video we'll be going over if the Preferred card is worth it or not. We'll take an objective look at the main benefits, the protection...
BILT Tutorial | How To Pay Rent Using The BILT Mastercard (2024 Edition) | BILT Card Tips
Переглядів 3,9 тис.Місяць тому
Get the BILT mastercard: bilt.page/r/YW3O-L4BG Getting a new credit card can be confusing. Especially a card like the BILT mastercard where you have to set up the rent payments correctly. In this video, we take you through the 3 methods of paying rent through the BILT mastercard app: pay by check, pay online and venmo. We'll also go over how to transfer points, how to book travel and the rest o...
Chase Sapphire Reserve Review: No More Priority Pass Select | The Card Chase Keeps Ruining…
Переглядів 8 тис.Місяць тому
The ONE thing that made the Chase Sapphire Reserve special was its Priority Pass Select membership. This allowed you free food at the restaurants at select airports up to $60 for you and your partner. Now that it's going away later this year, is the card still worth it? Watch the video to see my honest review of the card! Chase Sapphire Preferred: www.referyourchasecard.com/19m/MCY5DH7UPH 0:00 ...
Is The AMEX Gold Card Still Worth It In 2024? | Honest Review Of The American Express Gold Card
Переглядів 15 тис.2 місяці тому
Everyone talks about the American Express Gold Card but is it actually still worth getting the card in 2024? In this video we go over the current sign up bonus, the main benefits the card has to offer, the point multipliers and the protections. Despite what the card has to offer, is it really worth paying $250 for the card? Watch the video and find out! 90,000 Membership Reward Point Offer: www...
BILT Mastercard Review: Why The BILT Mastercard Is The Best Card Of 2024
Переглядів 1,7 тис.3 місяці тому
Get the BILT card for yourself: bilt.page/r/NKL4-UK2X When I think of the BILT Mastercard, I think of a company that has a customer first approach. With crazy transfer bonuses, unique earning potentials and rent day challenges, BILT has easily become one of the best cards, if not THE best card of 2024. Get the BILT card for yourself: bilt.page/r/YW3O-L4BG 0:00 Intro 0:09 Reason 1: Earn Points O...
When To Pay Off Your Credit Card Bill (There's Only Two Dates You Need To Be Aware Of)
Переглядів 2,1 тис.8 місяців тому
Ever wondered which date you need to pay off your credit card bill? In this video we go over your statement closing date and your payment due date and how these two dates affect your credit score drastically. Subscribe for more credit card, personal finance and travel hacking videos: ua-cam.com/channels/X7p99VD5VwkOcRhMLz4-ew.html Referral Links: 1. Marcus by Goldman Sachs (5.15% APY - Grow You...
Why you're probably wasting your credit card points...
Переглядів 3229 місяців тому
Ever wonder why people are so obsessed about credit card points? Well the reason is because it provides so much free travel. You literally get business class flights for a fraction of the cost and its a pretty realistic way to travel the world in luxury without luxury prices. In this video we go over how to absolutely maximize credit card points and how to book business class flights so you can...
How To Get MAXIMUM Value From AMEX Points | How To Book Business Class Flights With AMEX Points FREE
Переглядів 2,5 тис.9 місяців тому
Have AMEX Membership Rewards points but don't know what to do with them? In this video we go over how to redeem these points for maximum value and how to get business class seats all around the world for a fraction of the cost. I'm here to help you book business class seats with no cost out of your pocket. Type in some travel destinations and I'd be more than happy to find the best redemption v...
Absolute Best Beginner Credit Cards | Don't Start Off With Bad Cards | Why Credit Is So Important
Переглядів 8279 місяців тому
Absolute Best Beginner Credit Cards | Don't Start Off With Bad Cards | Why Credit Is So Important
Is The AMEX Platinum Card Still Worth It In 2023? | Is It Worth The $695 Annual Fee?
Переглядів 1 тис.10 місяців тому
Is The AMEX Platinum Card Still Worth It In 2023? | Is It Worth The $695 Annual Fee?
How To Open a ROTH IRA Using Fidelity In 2023 | Why You Should Open a ROTH IRA Now | ROTH IRA Rules
Переглядів 18 тис.10 місяців тому
How To Open a ROTH IRA Using Fidelity In 2023 | Why You Should Open a ROTH IRA Now | ROTH IRA Rules
American Express Platinum Card Vs. Chase Sapphire Reserve | Which Card Gives More Value In 2023?
Переглядів 13 тис.11 місяців тому
American Express Platinum Card Vs. Chase Sapphire Reserve | Which Card Gives More Value In 2023?
Capital One Venture X Hacks | Venture X Main Benefits | How To Maximize Capital One Venture X Card
Переглядів 2,4 тис.11 місяців тому
Capital One Venture X Hacks | Venture X Main Benefits | How To Maximize Capital One Venture X Card
Is The Capital One Venture X Card Worth It In 2023? Capital One Venture X Card Benefits
Переглядів 3,6 тис.11 місяців тому
Is The Capital One Venture X Card Worth It In 2023? Capital One Venture X Card Benefits
BILT Tutorial | How To Pay Rent Using The BILT Card | Why BILT Is The Best 2023 | BILT Card Review
Переглядів 20 тис.Рік тому
BILT Tutorial | How To Pay Rent Using The BILT Card | Why BILT Is The Best 2023 | BILT Card Review
Is the Chase Sapphire Preferred Card Still Worth It In 2023? (Chase Sapphire Preferred Benefits)
Переглядів 608Рік тому
Is the Chase Sapphire Preferred Card Still Worth It In 2023? (Chase Sapphire Preferred Benefits)
Is the AMEX Gold Card Still Worth It In 2023? (AMEX Gold Card Review | AMEX Hidden Benefits)
Переглядів 1,6 тис.Рік тому
Is the AMEX Gold Card Still Worth It In 2023? (AMEX Gold Card Review | AMEX Hidden Benefits)
Budgeting is key to wealth building #fire #financialfreedom #financialliteracy #
Переглядів 299Рік тому
Budgeting is key to wealth building #fire #financialfreedom #financialliteracy #
Demon Slayer Bento Box Recipe | Healthy Asian Meal Prep
Переглядів 6 тис.2 роки тому
Demon Slayer Bento Box Recipe | Healthy Asian Meal Prep
FIRST VLOG EVER | Mexican Food w/ Anna Lee | British vs. American Terms
Переглядів 1,8 тис.2 роки тому
FIRST VLOG EVER | Mexican Food w/ Anna Lee | British vs. American Terms
Minimalist Meal Prep | Bulgogi Recipe | $4.14 PER MEAL
Переглядів 12 тис.2 роки тому
Minimalist Meal Prep | Bulgogi Recipe | $4.14 PER MEAL
Minimalist Meal Prep | Chicken Adobo | $2.37 PER MEAL
Переглядів 7 тис.2 роки тому
Minimalist Meal Prep | Chicken Adobo | $2.37 PER MEAL
Minimalist Meal Prep | Hainan Chicken Rice | $1.80 Meal Prep
Переглядів 17 тис.2 роки тому
Minimalist Meal Prep | Hainan Chicken Rice | $1.80 Meal Prep
12 Krispy Kreme Donut Mukbang | THANKS FOR SUBSCRIBING!
Переглядів 1,1 тис.2 роки тому
12 Krispy Kreme Donut Mukbang | THANKS FOR SUBSCRIBING!
Minimalist Meal Prep | Kimchi Fried Rice Recipe | $2.68 PER MEAL
Переглядів 7 тис.2 роки тому
Minimalist Meal Prep | Kimchi Fried Rice Recipe | $2.68 PER MEAL
The BEST Cauliflower Fried Rice Recipe | Keto Cauliflower Fried Rice | How To Make Cauliflower Rice
Переглядів 2,2 тис.2 роки тому
The BEST Cauliflower Fried Rice Recipe | Keto Cauliflower Fried Rice | How To Make Cauliflower Rice
How do they know if check is for rent or just your cousin?
If im paying for rent on this card can I put my roommates rent on here too. He pays me for it, but would that reflect as not my rental payment?
Great review, one note on the “free night” on the Aspire is that it is provided immediately, and then every year after, not only after one year like the Hyatt card.
What are the best redemptions for Phuket, Thailand? Going in September any date works in September
Definitely the Intercontinental Phuket. 3 pools, beachfront seating area with super clear water and an amazing restaurant + lounge!
This is amazing! Thank you so much for your selfless work in doing the research to let us know how to maximize our life! Woooo!
Super appreciate you saying this bro!!
Definitely getting both, thanks for the info!
Love how thorough you are with the information. I had no idea you had to call to book for the Hilton card. I was wondering how to use them actually
Thank you for the kind words. Appreciate it!
Aspire FNA is not after 1year. You get it immediately, takes about two billing cycles after your annual fee posts to show up in your account.
We love the IHG card 😊
Yes we do!
The credit card king !
Hahahaha appreciate u
Ignore my mistake at 9:18 😂 Link for IHG: www.referyourchasecard.com/210m/1AU9OYKJN5
Can it make with gluten free flour and vegan milk?
Great stuff!
you cant hide shrek from me
Big thanks Just got the 85k from branch office. They said it expires on 6/22/24. You're one of the honest UA-camr to say don't click on your referral link so you get referral bonus because it's only 60k, unlike other UA-camrs who are promoting CSP at 75k
Yeah of course! Super appreciate you saying that. I try to be honest as possible and just looking out for you guys! Enjoy those 85,000 points!!
Let me try to go to branch tomorrow 😊
@@Eva1314_XYZ hope you get that 85,000 as well!
Still worth it for the lounges. Also, you can use another credit card with priority pass for restaurants.
This is the most informative video about the Gold card that I have seen on UA-cam so far. Thank you!!!
Seriously appreciate you saying this! Thank you so much for the encouragement!
You did such a great video!! This card has been on my list to get since January. I pick 1 new credit a year to get. This one makes it #7. Last year was the Discover IT CB at #6
Thank you so much for the kind words! Yeah honestly, I love the BILT card, hope you like it just as much as the other cards you have!
Fluids in anime vs reality Wait.....
Please give a xopay payment app review
Still keeping my reserve card. :)
try peanut butter powder!!! saves on calories if you're cutting
I agree, glad I have both!
Your $10,000 spend comparison is a bit misleading. Unless all $2,000 spent on the gold card was flights it’s not 3x points. CSP covers all travel, gold does not.
Totally understand what you mean here. I just wanted a number by number comparison to make it simple so I just put it as a broad travel category, should’ve said flight to flight comparison here. Thanks for catching that
What if I replace coco milk to cream
I just confirmed with my local Chase branch today (6/11/24) regarding Chase offering an additional 10k pts (85K total) if you apply for the CSP in branch.
Hell yeah so happy for you man! Yes, in branch offers are 85,000 rn!
Woah! Information like this exist! Thanks man 🙌🏼
Thank you!! Appreciate you!
Wow your voice is so soothing
HEHEHEHE THANKSSS
When I open the link it’s a 100k referral not 150k
great video, now I am curious, if you can add additional users to the card, and if so how?
75,000 it’s still here via referral! www.referyourchasecard.com/19n/HTDM8HSOMQ
Such an informative video. Thanks!
Thank you for watching!
Can I use bilt to have the rent payment taken out of my capital one venture card and still not pay any fees? Or do I need to have the bilt Mastercard?
What all positions do you hold in your regular brokerage account?
Thanks Phillip! I already got the venture x card at the beginning of May but you have put a HEAVIER confirmation on why I got the card to begin with listening to you break down ALL of the card benefits. Great Job!!!
Super thankful for the kind words man. Seriously happy I can help!
Heart attack and cholesterol 😂
Solid travel card. I've also used their travel portal for flights and hotel bookings. Their prices were pretty much the same on Google flights and Agoda. I absolutely get value from this card. We've had Amex offers but defer as the cost, credits and lounges dont align with our everyday activity, home airport or travel plans.
BILT app worked fine for 2 months. App stopped allowing payment for rent. 😡
Contact the support number! They’re pretty efficient/helpful
Thanks for info! Super helpful
Thank you elder brother pak
Love this card!
Me too!
Thanks for your priority pass 🥰
Of course. Time for Hawaiiiii
Such a in depth review. Appreciate the information
I appreciate you. Sleepy Johann
I think the fact that they give you free authorized users is what makes this the best card atm
I agree!
Right now.. but I think cvx is going to get de value and capital one will increase the annual fee in the future. They will nerf that card so bad.
Yep I can totally see that happening with the trends of cc companies these days. Hopefully nothing changes!
Get the Venture X Card: www.capitalone.com/credit-cards/lp/referrals/?referralCode=YV7L36MU&customerName=Phillip&programCode=3014&pId=923812&oC=COFR58RSsw
Does the 4x on dining apply to any restaurant or only specific ones?
In my experience, any dining experience I’ve had (restaurant, take out, small business restaurant) has all worked for the 4x points!
How do I know my roommate won’t have his Venmo account locked when I send him my portion of rent through Bilt?
Some important restrictions in some of these rewards are conveniently forgotten
I walked into a Chase branch today and got approved for the CSP! SO happy I got this card!
So happy for you!! Did you get the 85,000 offer??
@@Phillpak I did!
Too much talk and there is not explanation online step by step.
I actually super appreciate this feedback. Really wanted to go straightforward but I guess it was too much fluff. Will adjust for next video forsure!